Stephen LaPage CFP - Guardian Financial Planning Ltd.

"The first step in any sensible investment program is to understand your investment personality. A very conservative investor is more concerned with preserving capital than in earning large returns. An aggressive investor is often willing to forego some safety of principal and income in search of greater returns. As an investor, you're unique. Your financial goals, current financial situation, and investment experiences and attitudes all contribute to your individual Investment Profile. Your answers to this questionnaire will enable us to understand your personal investment preferences and circumstances in order to recommend a portfolio most suitable to your needs."

Your Name

First: Last: EMail:

Your Financial Goals
1.	What is the major goal of your investment? Please choose the most important one.
I expect to use these funds for a large purchase or expense within five years.
I want to be certain that my capital is secure and that I have regular income now.
I place dual emphasis on capital growth and income, with moderate fluctuations in year-to-year returns.
I would like long-term growth and I am less concerned about income and return volatility at this time.
I'm only interested in agressive growth over the long-run, and accept significant short-term fluctuations in returns.

2.	Your personal time horizon is an important part of your financial strategy. If you plan to invest for less than two years, you may experience a declining part of a market cycle without having the opportunity to take advantage of longer-term trends. A short-term bond or money market fund may better protect such short-term savings. How long do you expect to have this money invested before you will need to withdraw more than half of its capital value?
Next 2 years.
2 - 5 years.
6 - 9 years.
10 - 15 years.
More than 15 years.

Personal Background Information
3.	Please select the range which includes your age:

4.	Which of the following best describes your current employment situation? Please choose one.

5.	If you are currently employed or will be seeking employment, in how many years do you expect to retire?

6.	How many dependents do you have? (Please do not include employed members of your household.)

7.	Please indicate which of the following ranges includes your annual personal income, before taxes:


8.	Your overall financial situation includes your employment circumstances if you are not retired, your present and expected income level, your living expenses, and the amount of savings available for emergencies. You may also include the circumstances of other permanent members of your household. Taking these factors into account, choose one of the following statements that best describes your overall financial situation:
My household financial situation is very substantially secure and stable.
My household financial situation is substantially secure and stable.
My household financial situation is moderately secure and stable.
My household financial situation is somewhat insecure and unstable.
My household financial situation is very insecure and unstable.

9.	It is beneficial that this portfolio take into account your other investment assets. Equity-type assets include stocks, equity mutual funds, preferred shares, balanced mutual funds, international equity funds, options, and investment real estate. Personal residences and business interests are not included.
	Please indicate approximately the percentage of your current investment holdings that are invested in equity-type assets.
Deciding On Investment Risk
This section is designed to help you decide how much investment risk is right for you. There are no right or wrong answers. Please indicate the choices that best describe your likes or the way you feel. The important thing is to respond according to your individual viewpoint, not how others think or how you believe you are expected to respond.
10.	You are offered the opportunity to buy into a new franchise business for $2,000. You have a 50% chance of getting back $10,000 within 5 years and a 50% chance of losing half of your intial investment.
	Would you buy into the venture for $2,000?

11.	We would like to know what different aspects of "risk" in your investments mean to you. Please rate how important each of the characteristics below is to you - checking one box in the range from "Not Important At All" (left) to "Very Important" (right) in each case.
a)	Avoiding any decline in my total portfolio over a one-year period.
b)	Staying ahead of inflation over 3 years.
c)	Variability in monthly returns of my overall portfolio.
d)	A decline of 5% in my overall portfolio in any year.
e)	The quarterly performance of each of my individual holdings.
f)	The annual performance of my overall portfolio.

12.	We would like you to think about the possible outcomes of two investment opportunities.

	Investment A is less likely to have a large loss and it has a 9-in-10 chance of a 12% return; Investment B is more likely to have a large loss and it has a 7-in-10 chance of a 25% return.
	If you were investing 10% of your current net worth and could only choose one, which would you prefer?	Investment A Investment B

13.	You have the opportunity to play one of these two wheels of chance offering different possible payoffs. The chances of each payoff are indicated by the numbers inside the wheel. Which wheel of chance would you prefer to spin?


14.	One of the general "rules" of investing is that the pursuit of higher returns requires taking greater risks. One kind of risk that accompanies higher "likely" returns is the possibility that a decline may occur. Three sample portfolios with different risk/return characteristics are shown below.
	"Likely" average annual return over a 5-yr. period. Investment A - 8% Investment B - 10% Investment C - 11%	Chance of a decline in value in any 1 year. Investment A - 1 in 100 Investment B - 6 in 100 Investment C - 11 in 100
(These figures are based on historical performance data but are for illustration purposes only; they do not guarantee future rates of return.)
a)	Please check the portfolio which you would choose as your most preferred investment:	Investment A Investment B Investment C
b)	Please check the portfolio that you would choose as your next preferred investment (other than your choice in 14a).	Investment A Investment B Investment C

15.	Each of the items below contains two choices, 1 and 2. In each case, please check which of the choices best describes your likes or the way you feel.
a)	1. I normally avoid activities that are dangerous. 2. I sometimes like to do things that are a little frightening.
b)	1. I am not interested in experiences that are somewhat unceratain or unconventional. 2. I like to have new and exciting experiences even if somewhat uncertain or unconventional.
c)	1. I would like to take off on a trip with no definite routes or timetable. 2. When I go on a trip I like to plan my route and timetable fairly carefully.
d)	1. I prefer an unpredictable life that is full of changes to a more routine one. 2. I prefer a routine way of life to an unpredictable one full of change.
e)	1. I am fairly cautious and think of safety first. 2. I am rather adventurous and like to take chances in various situations.

*The information contained herein is for Canadian residents only and does not
constitute an offer to sell or a solicitation in any foreign jurisdiction, or in any
Canadian jurisdiction where Stephen LaPage is not licensed to effect sales.