"To ensure our clients always have access to the most innovative and competitive products in the industry to suit their individual needs, we maintain close relationships with recognized leaders in the investment and risk management areas. But given the pace, complexities and importance of financial planning in the years to come, clients need more than the constant onslaught of new products and technology-driven information. Because information is useless without the insight to determine how it can best be applied to an individual's unique circumstances. And insight comes as a result of close personal contact with people, not products. That being said, as you can see we have access to some of the best."

Both Stephen and Melissa are registered account representatives with Manulife Securities International Ltd., one of Canada's leading mutual fund dealerships with investment options available from over 60 Canadian mutual fund companies including:

For risk management in the areas of life, health, disability and critical illness, Guardian Financial Planning Ltd. has access to the country's leading insurers including: